MDS is more than an insurance broker. It is your trusted advisor, and its mission is to create the best solutions based on three pillars.

An ongoing commitment to knowledge allows us to have a multi-specialised team with in-depth expertise, working together with international experts, namely from our affiliates Brokerslink and Ed.

We build partnerships with key players in the sector, allowing us privileged access to local and international markets, and to quickly and easily find the most suitable solutions.

Allied to this knowledge we bring cutting-edge innovation and technology, which represents one of our key differentiating factors. We employ sophisticated tools that enhance operational quality and information management, saving time and cost.

The combination of these pillars results in a strong supporting structure for a first class risk management policy, which has helped our group become a key player at a global level, focused on creating solid solutions, today and in the future.

Having worked in the insurance industry for 35 years, José Manuel Dias da Fonseca has a wealth of experience across many disciplines.

He has held senior insurance and risk management roles with varying professional organisations, including; member of the Board of Directors of the Council of Insurance Agents & Brokers (CIAB) and former vice-president of the Federation of European Risk Management Associations (FERMA).

José Manuel founded the Portuguese Risk Management and Insurance Association (Apogeris), which he presided over for 15 years. He founded Brokerslink, one of the world’s biggest independent insurance brokers.

Before joining MDS, he managed Portugal’s first bancassurance business, set up and ran one of the first pension fund management companies and chaired an insurance company.

He was honoured as the Broker Leader of the Year 2018 by FERMA. 

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